Djessica Duchatelier, Moving You Forward. Brokered by Momentum Luxury Real Estate
Buyer Resource

Mortgage Prep Checklist

Gather these before you talk to a lender and your pre-approval goes faster, smoother and with fewer surprises. Tap each item as you check it off. Your progress saves on this device.

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07

While Your Loan Is in Process

Do

  • Keep paying every bill on time
  • Answer lender requests within 24 hours
  • Keep your job and income steady
  • Save receipts for any large deposits
  • Ask before you move money between accounts

Don't

  • Open new credit cards or loans
  • Finance a car, furniture or appliances
  • Change jobs or become self-employed
  • Co-sign for anyone
  • Deposit cash you can't document
Florida Tip

Get homeowners insurance quotes early. In Florida, roof age, a 4-point inspection and a wind mitigation report can change your premium a lot, and your lender needs proof of coverage before closing. Ask me about flood zones too.

Ready for the Next Step?

Let's Map Out Your Move

I'll walk you through the process, connect you with a trusted lender and help you shop with confidence.

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Main 754.254.1225  |  Cell 754.801.0192
djessica@momentumlux.com  |  djessicare.com
Momentum Luxury Real Estate

This checklist is a general guide for home buyers and is not a loan application or a commitment to lend. Djessica Duchatelier is a licensed Florida real estate sales associate, not a mortgage lender. Document requirements vary by lender, loan program and your situation, so always follow your loan officer's list. Brokered by Momentum Luxury Real Estate.